Job Description: Legal and Credit Admin Officer

Job Title: Legal and Credit Admin Officer

Location: Pristina – Kosovo

Company Overview

Zvilo is a trade-led, cross-border digital lender focused on emerging markets in the CEE and MENA regions, with particular emphasis on the Western Balkans. The company provides working capital financing through factoring and invoice-financing products in markets where access to capital is limited. Zvilo is committed to delivering tailored financial solutions that support client growth and financial stability.

Job Summary

The Legal and Credit Admin Officer plays an essential role in maintaining legal compliance, ensuring accurate and timely credit administration processes, and supporting end-to-end disbursement operations. The role combines legal documentation management with credit administrative duties to ensure operational accuracy, legal compliance, and strong internal controls.

Key Responsibilities – Legal Support

• Draft, review, and manage legal agreements with clients.
• Prepare legal documents including contracts, annexes, authorizations, and enforcement-related documentation.
• Maintain and organize legal documentation to ensure compliance and audit readiness.
• Ensure company policies, procedures, documentation, and disbursement processes comply with applicable regulations and requirements.
• Provide legal interpretation and guidance to internal teams.
• Oversee litigation, disputes, and enforcement actions.
• Liaise with external law firms, counsels, notaries, enforcement agents, and authorities.
• Track legal case progress and ensure timely follow-up.
• Draft and review internal policies as needed.
• Handle general legal matters, including advisory support to management and operational teams.

Key Responsibilities – Credit Administration

• Manage and track administration activities, including preparation, and safekeeping of legal and security documents.
• Verify customer documentation and ensure compliance with approved credit terms prior to disbursement.
• Coordinate with Sales, Operations, and Legal teams to ensure documentation aligns with sanctioned terms.
• Maintain accurate data in credit administration systems.
• Create, maintain, and oversee reporting of CRK.
• Maintain and manage Monday.com boards and workflows.
• Support the Sales team with documentation.
• Manage and send for signature the Committee Approval Sheet.
• Record and circulate meeting minutes for the Credit Committee and other relevant forums.
• Oversee the collections process, including creation and distribution of the daily overdue report.
• Register guarantors and pledges in Invoz.
• Oversee the pledge registry process.
• Draft and review internal operational and credit-related policies.
• Support automation and continuous process improvement initiatives.
• Perform other duties as assigned by management.

Qualifications & Skills

• Bachelor’s degree in Law, Business Administration, or a related field.
• Experience in legal documentation, credit administration, or financial operations is an advantage.
• Strong understanding of legal processes, documentation standards, and credit administration workflows.
• Familiarity with banking operations is considered an asset.
• Strong attention to detail and high level of accuracy.
• Proficiency in MS Office (Excel preferred); experience with core banking, factoring, or workflow systems is beneficial.
• Strong communication, organizational, and problem-solving skills.
• Excellent communication and interpersonal skills, with proficiency in English.
• Ability to work independently and collaboratively.
• High ethical standards, integrity, and a client-service mindset.

How to Apply

Ready to join a dynamic team? Submit your application today and become part of a company that values innovation and growth.

Zvilo assures you that your CV will be handled with the highest level of confidentiality. Interested candidates should send the CV to: [email protected] or fill out the application form on our website https://www.zvilo.com/career . Only shortlisted candidates will be contacted.

Deadline for submitting your CV is 15th of January, 2026.

Join us and make an impact.